How To Use Apple Pay On Amazon (Even Without Card)

Amazon is one of the leading retailers that has made shopping nowadays even easier. From apparel and tech gears to health products, Amazon sells everything that will make your day even more convenient.

There's no doubt that Amazon owes much of its success to the convenience it offers customers whenever they shop at its storefront, especially when it comes to making payments.

That said, Amazon accepts a variety of payment methods from traditional to digital payments, but does it accept Apple Pay? Let's see that.

Does Amazon Take Apple Pay?

Apple Pay offers a convenient and safe way to make payments. However, when it comes to using Apple Pay on Amazon, things turn out to be a little tricky.

With that said, Amazon does not accept Apple Pay directly for most purchases. Probably the reason for this is that Amazon features its own mobile wallet, Amazon Pay which is very similar to Apple Pay—it lets you checkout seamlessly at most online stores, just as Apple Pay does.

How to Use Apple Pay on Amazon

Amazon does not accept Apple Pay directly—that's what we know. For the Apple Cash card, however, there's a great chance it can get accepted at Amazon as it acts more like a debit card.

That said, the best way to use Apple Pay on Amazon is with the Apple Cash card. You can do so in just three simple steps:

Step 1: Make Sure You're Eligible for Apple Cash

Apple Cash is a virtual card available in your Wallet app that lets you send and receive money to and from your Wallet. In other words, it offers a simple way to manage your Apple Wallet.

There are some eligibility requirements to get the card, though, which include:

• Be at least 18 years old and live in the United States.
• Have a compatible device with the latest iOS, iPadOS, watchOS, or visionOS.
• Two-factor authentication is set up for your Apple ID.
• Be signed in to iCloud with the same Apple ID on any device you want to use to send or receive money.
• An eligible debit card in the Wallet app so you can send money.

Step 2: Set Up Apple Cash

Once you're sure you meet the aforementioned requirements, you can continue with setting up Apple Cash.

To do so:

1. Open the Settings app on your iPhone, iPad, or Apple Vision Pro.
2. Scroll down and tap "Wallet & Apple Pay."
3. Turn "Apple Cash" on.
4. Under Payment Cards, tap "Apple Cash."
5. Tap "Continue", then follow the instructions on your screen.

Step 3: Add and Use Your Apple Cash on Amazon

Now, that you have everything set up with your Apple Cash, it's time you add and use your Apple Cash to Amazon. Adding your Apple Cash to Amazon is more like adding a debit card to Amazon—and you can do so through your account settings or at the checkout.

1. Go to "Your Account," then select "Your Payments."
2. Select "Add a credit or debit card" and tap "Add a payment method."
3. Enter your Apple Cash details and tap "Save" to confirm.

That is how you use Apple Pay on Amazon. What if you don't want to use Apple Cash or simply don't qualify for it? How will you do? In this case, mate, you'll need to adopt a method that does not require Apple Cash, which I've shown below.

How to Use Apple Pay on Amazon Without Card

The most straightforward way to use Apple Pay on Amazon is through the Apple Cash card—but that's not just the only method.

With that said, there are a couple of ways to use Apple Pay on Amazon without using the Apple Cash card.

Method 1: Purchase Items from a Seller that Offers Apple Pay

While Amazon does not directly integrate with Apple Pay, it does understand the increasing popularity and benefits of digital wallets like Apple Pay among online stores.

That said, Amazon allows sellers to accept Apple Pay payments—letting them offer the digital wallet to any iPhone user looking for a seamless way to checkout with their iPhone device. After the seller integrates Apple Pay, you as the customer will be able to see it as a payment option at the checkout.

So to use Apple Pay on Amazon without a card, follow these steps:

1. Go to Amazon.com and search for an item as you'd normally do.
2. Add the item to your card and proceed to the checkout.
3. Go scroll to the "Payment Options" and select Apple Pay if it's available.
4. Authorize the payment with your passcode, Face ID, or Touch ID.
5. Complete your purchase.

Only a few sellers on Amazon accept Apple Pay. However, with Apple Pay's increasing trend, there's no doubt more and more sellers will integrate it.

Method 2: Withdraw the Funds to Your Bank Account

Another great way to use Apple Pay on Amazon without a card is by withdrawing the funds to your bank account. Once the funds arrive at your bank, you should be able to use them on Amazon, provided your bank has been added as a payment method to your Amazon account.

Here are the steps to withdraw funds from Apple Pay to your bank account:

1. Open the Wallet app, tap your Apple Cash card, tap the More button, then tap Transfer to Bank.
2. Enter an amount and tap Next.
3. Tap 1-3 Business Days. If you don't have a bank account set up, follow the instructions on your screen to add one.
4. Tap Transfer. Then confirm with Face ID, Touch ID, or passcode.

The funds will arrive between 1-3 business days. If you need it instantly, you can withdraw the funds to your debit card instead. Once they arrive at your bank, you can start using them for making payments on Amazon.

Method 3: Purchase Amazon Gift Cards

As a last resort, you can always rely on gift cards to pull you off that dilemma. However, you'll need to find a retailer or site that will let you purchase Amazon gift cards with Apple Pay.

You can use recharge.com to purchase Amazon gift cards with Apple Pay.

Conclusion

While Apple Pay is an increasingly popular trend, leading retailers like Amazon do not directly support it, probably because they are looking to promote their own digital payment service, Amazon Pay.

If you're looking to use Apple Pay on Amazon, you can always use your Apple Cash directly or find a seller that does accept Apple Pay. Otherwise, you'll want to consider the walkaround mentioned in this guide.